body {
font-family: tahoma;
margin-top: 0px;
margin-bottom: 0px;
}
img {
margin-top: 0px;
margin-bottom: 0px;
}
a:link {
color: blue;
}
a:visited {
color: blue;
}

.headernav {
background-color: #ffffff;
color: #000066;
padding-right: 5px;
text-align: right;
border-top: 6px solid #660000;
}
.headernav a:link {
color: blue;
text-decoration: none;
}
.headernav a:hover {
color: blue;
text-decoration: none;
}
.headernav a:visited {
color: blue;
text-decoration: none;
}

.goog {
margin-top: 5px;
}

.tbl {
border-collapse: collapse;
width: 750px;
}

.maincontent {
width: 750px;
}
.maincontent h1 {
background-color: #ffffff;
color: silver;
font-family: verdana;
font-size: 1.5em;
margin-top: 0px;
margin-bottom: 0px;
padding-left: 10px;
border-bottom: 6px solid gray;
text-align: left;
}
.maincontent h2 {
color: #000066;
font-family: verdana;
font-size: 1.3em;
margin-top: 0px;
margin-bottom: 0px;
padding-left: 5px;
text-align: left;
}
.maincontent h3 {
color: #000066;
font-family: verdana;
font-size: 1em;
margin-top: 0px;
margin-bottom: 0px;
padding-left: 5px;
text-align: left;
}
.maincontent p {
color: #404040;
font-family: tahoma;
font-size: .8em;
margin-top: 4px;
margin-bottom: 4px;
padding-left: 5px;
padding-right: 5px;
text-align: left;
}
.maincontent ul {
margin-top: 0px;
margin-bottom: 9px;
text-align: left;
}
.maincontent li {
font-weight: bold;
font-size: .9em;
margin-top: -1px;
margin-bottom: -1px;
text-align: left;
}

.navigation {
margin-top: 10px;
margin-right: 0px;
margin-bottom: 0px;
margin-left: 0px;
border-top: 1px solid #000066;
border-right: 1px solid #000066;
border-bottom: 0px solid #000066;
border-left: 1px solid #000066;
width: 200px;
}
.navigation h3 {
background-color: #000066;
color: silver;
font-family: tahoma;
font-size: .9em;
margin-top: 0px;
margin-bottom: 1px;
border-top: 4px solid #660000;
border-bottom: 1px solid #660000;
text-align: center;
}
.navigation a {
display: block;
font-size: .9em;
font-weight: bold;
margin-top: 0px;
margin-bottom: 0px;
padding-top: 3px;
padding-bottom: 3px;
border-bottom: 1px solid #000066;
text-align: center;
text-decoration: none;
width: 100%;
}
.navigation a:link {
color: #000066;
}
.navigation a:visited {
color: #000066;
}
.navigation a:hover {
background-color: #000066;
color: green;
}
.nav1 {
border-top: 0px dotted #000066;
}
.nav2 {
border-bottom: 0px dotted #000066;
}

.right1 {
background-color: #ffffff;
color: #404040;
padding-top: 0px;
padding-left: 10px;
width: 550px;
}
.right {
background-color: #ffffff;
color: #404040;
padding-top: 20px;
padding-left: 10px;
width: 550px;
}
.right p {
padding-top: 5px;
padding-right: 0px;
}
.right h3 {
color: #000066;
font-family: verdana;
font-size: 1em;
margin-top: 0px;
margin-bottom: 0px;
padding-left: 5px;
text-align: left;
}
.right h4 {
color: #000066;
font-family: verdana;
font-size: .9em;
margin-top: 0px;
margin-bottom: -4px;
padding-left: 5px;
text-align: left;
}		

.sitemap {
background-color: #ffffff;
color: #000000;
width: 100%;
}
.sitemap a {
display: block;
text-align: center;
}
.sitemap a:link {
color: blue;
}
.sitemap a:hover {
color: blue;
}
.sitemap a:visited {
color: blue;
}
.sitemap h3 {
color: #000066;
font-family: tahoma;
font-size: 1.1em;
margin-top: 10px;
margin-bottom: 2px;
padding-left: 0px;
text-decoration: underline;
text-align: center;
width: 100%;
}

.ratefactors {
background-color: #ffffff;
color: #000000;
}
.ratefactors td {
padding-top: 4px;
padding-left: 4px;
padding-bottom: 4px;
padding-right: 4px;
border-top: 1px solid #000066;
border-left: 0px solid #000066;
border-bottom: 0px solid #000066;
border-right: 1px solid #000066;
}

.tbltop {
background-color: #ffffff;
color: #000000;
}
.tbltop td {
border-top: 0px solid #000066;
border-left: 0px solid #000066;
border-bottom: 0px solid #000066;
border-right: 0px solid #000066;
}

.small {
float: right;
background-color: #D3D3D3;
border-top: 1px solid #000080;
border-right: 1px solid #000080;
border-bottom: 1px solid #000080;
border-left: 1px solid #000080;
margin-top: 10px;
margin-left: 5px;
width: 180px;
}
.small h5 {
background-color: #D3D3D3;
color: #000088;
font-size: .9em;
margin-top: 2px;
margin-right: 0px;
margin-bottom: 0px;
margin-left: 0px;
text-align: center;
}
.small p {
text-align: left;
background-color: #D3D3D3;
font-size: .8em;
margin-top: 0px;
margin-right: 0px;
margin-bottom: 3px;
margin-left: 6px;
}
.small a {
text-align: center;
}

.footer {
width: 100%;
}
.footer p {
background-color: #000066;
color: #ffffff;
font-size: .9em;
padding-top: 3px;
padding-bottom: 3px;
padding-left: 5px;
border-bottom: 4px solid #660000;
}
.footernav {
background-color: #ffffff;
color: blue;
font-size: .8em;
text-align: left;
}